Simple Steps to Student Loan Repayment for Dental Students
In this narrated presentation, dental students can learn how to easily determine the best repayment strategy for their student loans after they graduate. Highly recommended for all dental school students, especially those in their last year of dental school. Run time approximately 9 minutes.
Simple Steps to Repayment for Dental Hygiene Graduates
This one-page primer provides succinct guidance on how to determine the best repayment strategy for your student loans when you graduate. This document is highly recommended for all dental hygiene students, but especially those about to graduate.

(Updated Jan. 2020)
Repayment Plans: Options for Repaying Your Federal Student Loans
This narrated presentation will introduce you to time-driven and income-driven repayment plans. Run time approximately 4 minutes, 15 seconds.
Note: We encourage all borrowers to watch this presentation before viewing the more detailed modules on income plans including PAYE versus REPAYE.
(Updated Jan. 2020)
Income-Driven Repayment
In this narrated presentation, learn about income-driven repayment plans and how to determine if they should be part of your repayment strategy as a dental school graduate. This module is highly recommended for upcoming graduates, especially
those with high debt. Run time approximately 8 minutes, 8 seconds.

(Updated Jan. 2020)
PAYE versus REPAYE Comparison Chart
In this narrated presentation, see the importance differences between Pay As You Earn (PAYE) and Revised Pay As You Earn (REPAYE) and learn how to know which of these plans may be best for you if you use an income-driven repayment plan as part of your repayment strategy. This module is highly recommended for upcoming graduates, especially
those with high debt. Run time approximately 9 minutes, 6 seconds.
(Updated Jan. 2020)
Married Borrowers and Repayment
This narrated presentation addresses the impact of marital status on repayment and includes information on community property states, what happens when one spouse refinances their student loans with a private lender, and how to easily estimate the impact of including spousal income and debt on monthly payments.

(Updated Jan. 2020)
Federal Consolidation: Consolidation as Part of Your Repayment Strategy
Learn how to determine if you should include federal consolidation as part of your repayment strategy as a dental school graduate. You may be considering consolidation as part of your overall repayment strategy as you graduate and transition into your dental career or begin advanced training following graduation. Consolidation is a new loan that pays off multiple other loans.
There are advantages and disadvantages to federal consolidation, and while it is an effective debt management tool for some dental school graduates, it is not appropriate for everyone.
In this narrated presentation. Run time approximately 7 minutes, 47 seconds. | | This is a printed version of the information covered in the Federal Consolidation module referenced above. (Updated Jan. 2020) 
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Refinancing Student Loans
In this narrated presentation, learn about refinancing your student loans (including federal and private) with a private lender. You’ll learn how to determine if you’re a candidate for refinancing and, if so, some important tips on how to choose a lender. This module is highly recommended for dental school graduates in the
Class of 2018, especially those going directly into a practice and who may not be interested in an income-driven repayment plan or forgiveness program like Public Service Loan Forgiveness. Run time approximately 10 minutes, 10 seconds.
Questions to Ask When Considering Refinancing Your Student Loans
There are a number of private lenders and other organizations offering to consolidate or refinance both federal and private student loans for eligible borrowers. While eligibility requirements vary by lender, some private lenders are targeting borrowers with higher or potentially
higher incomes, as well as those with at least some history of employment. This is a printed version of the information covered in the Refinancing Student Loans module referenced above.