
This dynamic and highly interactive student loan webinar recording, How Student Loans Work, features one of the nation’s leading experts on student loans and educational debt management for health sciences students―including dental students and graduates. ...
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If you’re
thinking about going to dental school, there are some key things to consider
and questions to ask yourself. This includes knowing how to borrow responsibly
if you must take out student loans and having access to resources that help
prepare you to repay your loans responsibly after you graduate. Consider these list of questions.
...
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If you’re thinking
about enrolling in dental school and you’re considering federal loans to pay
for your dental education, you must complete a
Free Application for Federal Student Aid (FAFSA) or a Renewal FAFSA yearly to be considered for
financial aid. Even if you aren’t sure that you are going to use federal loans
to pay for dental school, it is wise to go ahead and complete the FAFSA,
because you never know when it may come in handy. ...
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What is a gap year? A “gap year” is a span of time between the end of undergraduate
education and the beginning of dental school. It can be longer than a year,
depending on your circumstances.
When taking a gap year, there are important steps every student should
consider or take if they anticipate needing financial aid for dental school,
dental hygiene programs or any other graduate degree program following their
gap year.
...
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As you consider ways to pay for dental school, there are some important
questions you should ask that will help ensure you don’t miss anything in terms
of getting access to the best financial aid possible. This includes knowing how to borrow
responsibly if you have to take out student loans and having access to
resources to help prepare you for repaying your loans responsibly after you
graduate.
...
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You may have heard that some borrowers who have careers in the nonprofit
sector after graduation can retire their student loan debt through the Public
Service Loan Forgiveness (PSLF) program after meeting certain eligibility
requirements. This program is designed to encourage borrowers of any discipline
and degree program (including dentistry) to enter and remain in the nonprofit
sector for at least 10 years, with the promise to forgive any remaining federal
student loan debt at that time completely tax-free—meaning the forgiveness
amount is not considered taxable income. PSLF may be of great interest to
health professions students interested in the nonprofit sector, such as the
government and nonprofit community-based health clinics. It also applies to dental
school graduates who enter academic dentistry after they graduate. ...
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