“As an applicant to or a student enrolled in a dental education program, you will often hear ‘borrow responsibly and never borrow more than you need,’” says Gardner Key, Director of Financial Aid at Harvard School of Dental Medicine. 

“Why? Because being a responsible borrower means that when you become a dentist, you are typically not stressed about what you borrowed for dental school because you feel confident you can responsibly repay your loans. While finances are an important part of your decision about which dental school to attend, it is important to remember they are only one part of this decision.”

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This dynamic and highly interactive student loan webinar recording, How Student Loans Work, features one of the nation’s leading experts on student loans and educational debt management for health sciences students―including dental students and graduates. ... See More

As the costs of dental school continue to increase, so too does the average dental student loan indebtedness. Remember, tuition and fees are parts of your cost of attendance (COA) over which you have no control, so it’s important to review your living costs to help reduce your overall cost and to help reduce borrowing.

Financial aid advisor, Tony Glad, has financial planning advice for predental and new dental students. 

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If you’re thinking about going to dental school, there are some key things to consider and questions to ask yourself. This includes knowing how to borrow responsibly if you must take out student loans and having access to resources that help prepare you to repay your loans responsibly after you graduate. Consider these list of questions.

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As you consider ways to pay for dental school, there are some important questions you should ask that will help ensure you don’t miss anything in terms of getting access to the best financial aid possible. This includes knowing how to borrow responsibly if you have to take out student loans and having access to resources to help prepare you for repaying your loans responsibly after you graduate.

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You may have heard that some borrowers who have careers in the nonprofit sector after graduation can retire their student loan debt through the Public Service Loan Forgiveness (PSLF) program after meeting certain eligibility requirements. This program is designed to encourage borrowers of any discipline and degree program (including dentistry) to enter and remain in the nonprofit sector for at least 10 years, with the promise to forgive any remaining federal student loan debt at that time completely tax-free—meaning the forgiveness amount is not considered taxable income. PSLF may be of great interest to health professions students interested in the nonprofit sector, such as the government and nonprofit community-based health clinics. It also applies to dental school graduates who enter academic dentistry after they graduate. ... See More