On August 20, Covered
California (the state’s health insurance marketplace) announced that it is offering new family dental plans to consumers
who enroll in health insurance coverage in 2015. Additionally, all individual
health insurance plans sold through the Covered California marketplace will
include pediatric dental benefits for members younger than 19.
The family dental plan will offer adults the option
of receiving dental coverage outside the general health plans at an additional
cost. According to information released by Covered California, some consumers
may be drawn to family dental plans if a provider they prefer for their child
is not offered in their embedded coverage.
The optional stand-alone family dental plans, which
offer coverage for adults, will not be available at the beginning of open
enrollment, which starts November 15, but are planned to be added in early
2015. Covered California will offer both dental health maintenance organization
(DHMO) and dental preferred provider organization (DPPO) plans.