In the past decade, the cost of higher education has risen,
resulting in record levels of student debt. The cost of education requires most
dental students to carry a large debt after graduation. The ADEA Survey of
Dental School Seniors, 2018 Graduating Class, reports that students with
educational debt (debt incurred before and during dental school) had an average
debt of $285,184.
Each year, ADEA publishes a summary of state and
federal student loan repayment and forgiveness programs for dentists,
dental hygienists and allied dental providers. The summary includes information
on state-sponsored loan forgiveness programs, states participating in the
Health Resources and Services Administration’s (HRSA) state loan repayment
program, states participating in the HRSA National Health Service
Corps loan repayment program and other federal programs. A complete list of
HRSA loan repayment and scholarship programs available to dental and dental
hygiene students and faculty may be found here.