Resources

When determining how to finance your dental education, it is important to do a lot of research and be informed of all your financing options. This should help ensure you are making as informed a decision as possible about how to pay for dental school.  Use this list of resources to help you find more information about different programs and services that can help.

National Student Loan Data System (NSLDS)
NSLDS is a comprehensive listing of all Stafford, Grad PLUS, Federal Consolidation, and Perkins Loans, including information on Loan Servicers for each loan. The listing also includes any federal loans from undergraduate and post-baccalaureate programs. Your NSLDS record can be downloaded into the repayment calculators at www.StudentLoans.gov.

AAMC/ADEA Dental Loan Organizer and Calculator (DLOC)
This tool provides a great way to run repayment estimates based on your current and projected student loan portfolio and based on your career plans after dental school, including post-doctoral programs. It also provides estimates of forgiveness amounts under the Income Based Repayment (IBR) and Pay As You Earn (PAYE) repayment plans and Public Service Loan Forgiveness (PSLF). You can download your federal loans from NSLDS directly into the DLOC.

www.StudentLoans.gov
Look under Managing Repayment where you will find information on repayment plans, including calculators for all federal repayment plans including income-driven plans such as Income Based Repayment (IBR) and Pay As You Earn (PAYE). This website contains information on postponement options and forgiveness programs, including Public Service Loan Forgiveness. It also provides information on loan servicers, including contact information.

www.irs.gov

This website provides information on tax benefits for education, including the Student Loan Interest Deduction.

Service commitment scholarships